Waaaaaaay more ways to pay

You can now use your Interac® Debit card, Visa, Mastercard or American Express credit cards or add these cards to your mobile wallet on your phone or watch using Apple Pay & Google Pay to tap on a PRESTO device to pay for your Adult transit fare.

Transit Agencies That Accept Contactless Credit or Debit

Internationally issued Visa Debit and Debit Mastercard cards can also be used on transit agencies that accept contactless credit card payments. 

If you’re a frequent transit rider, you may still benefit from using your PRESTO card to receive Youth, Student and Senior discount fare types. Check out the chart at the bottom of the New to PRESTO page to find out what PRESTO product is right for you.

Transferring with PRESTO Contactless credit or debit cards

When tapping your contactless credit or debit card to pay your fare or transfer, the PRESTO device will show an "Accepted" screen. (For example, on TTC if you are tapping within the two-hour transfer window, you will not be charged another fare.) Learn more about fares and transferring.

More Helpful Information

If you’re travelling with more than one person, each person will need to use a separate credit card, debit card, mobile wallet or PRESTO card to tap and pay for their trip.

Like a PRESTO card, you can transfer with your credit or debit card. For example, on the TTC, you will receive a 2-hour free transfer if you tap and travel with a credit and debit card. For the full transfer details for all transit agencies, visit the Use PRESTO section.

When you tap your Interac Debit card on a PRESTO device, a temporary pre-authorization may be placed on your card. The amount will be the fare to the furthest stop from where you tapped on, even if your actual fare is less. This pre-authorization will be held by your bank until PRESTO calculates the actual fare for your trip and charges your bank account. Charges should appear the next day.

Some banking plans may charge additional fees for paying with a debit card. Before tapping, check with your bank to see if there are debit transaction limits and fees associated with your account and whether transaction limits apply to public transit purchases.

If you tap your credit card, debit card, or cards added to a mobile wallet on a phone or watch, and the PRESTO device says that the payment was not accepted, please check with your bank or use another payment method to pay your fare. If you’re using a physical credit card and it’s not being accepted, try adding it to your mobile wallet on your phone or watch in order to pay. If you are using a metal card, make sure the plastic side is facing down on the PRESTO device. Wireless signals will not work through the metal surface of the card.

For Apple users, we recommend using an iPhone X or newer model for the best experience when tapping with your phone.